Mortgages

My Mortgage Company works with a comprehensive range of mortgage provides such as HSBC, Halifax, NatWest, Santander, Nationwide and many more. From time to time we are able to access exclusive rates that are not always available through other brokers or directly from the bank.

We take the time to ensure we understand your financial situation by completing a fact find and assessing your documents. Once we have a complete understanding we then make a mortgage recommendation to you. We cover any questions you may have regarding fixed rate or tracker mortgage’s; we give you a complete understanding regarding rates and lender arrangement fee’s.

We will make sure we offer and explain the difference between the initial costs and the overall cost of the product.

Our aim is to have you ‘Mortgage Ready’, so whether you are looking to by a property or re-mortgage we will obtain an agreement in principle for you so you are confident you will have your mortgage approved and one less part of the process to worry about.

How we work:

  • Understand your needs and circumstances through fact finding
  • Explain the costs involved with buying and selling
  • Request relevant documents to assist with the application
  • Recommend and explain the potential mortgage
  • Answer any questions you may have
  • Obtain an agreement in principle
  • Help find a property by liaising with estate agents
  • Submit your full mortgage application
  • Liaise with your solicitor and answer any question through to completion

Re-mortgage:

  • Understand your needs and circumstances through fact finding
  • Explain the costs involved with the re-mortgage
  • Request relevant documents to assist with the application
  • Recommend and explain the potential mortgage
  • Answer any questions you may have
  • Obtain an agreement in principle
  • Request a valuation through one of our associate estate agents
  • Submit your full mortgage application

My Mortgage Company has a transparent fee structure with a free initial consultation. Once a mortgage application has been processed you will receive a detailed report explaining the reason for the recommendation and ongoing support.

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